Scale
Analysis for credit union boards and CEOs: quarterly merger data, independence and succession decisions, and bank acquisitions.
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Scale · Insight · January 2026The Hidden Drivers of CU Consolidation
Why So Many Merged Credit Unions Report Negative ROAA—and What the Data Really Says About Scale The third quarter of 2025 sparked renewed debate across the credit union m…
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CEO retirement · Insight · August 2025The Perfect Storm: CEO Retirements and Industry Consolidation Create Strategic Succession Opportunity
What if your credit union could achieve better economies of scale and find the perfect CEO to lead your organization in the future?
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Remain independent · Insight · July 2025Credit Unions Must Evolve to Thrive
Any credit union using yesterday’s business practices to operate in today’s fast-paced business environment will struggle to survive into the future. The best-performing …
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Scale · Insight · June 2025Three Pathways for Credit Unions to Achieve Scale
Scale is one of the hottest topics in credit union operations these days. With the rising cost of technology, operations, talent acquisition, and other business functions…
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Bank acquisitions · Insight · May 2025Credit Unions Find Viable Growth Path with Bank Acquisitions
For decades, credit unions and banks experienced no crossover in their merger and acquisition strategies. Credit unions merged with other credit unions, banks acquired ot…
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Bank acquisitions · March 2025Bank Acquisition Boom: How Credit Unions Are Changing the M&A Landscape
CEO Advisory Group Releases New Whitepaper: "What Credit Unions Need to Know About Bank Acquisitions" First installment of three-part series provides strategic guidance o…
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Bank acquisitions · Insight · September 2023Why Credit Unions Are Acquiring Banks at a Record Pace
When credit unions look for merger partners, they increasingly are considering banks. S&P Global reports that credit unions entered into a record number of bank acqui…
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Scale · Insight · July 2023Digital Is Becoming More Important in Merger Considerations
Digital has been an absolute game-changer in the financial services market. Credit unions in the aggregate are doing a fine job keeping pace with the competition, offerin…
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Remain independent · Insight · March 2021Open Doors To Capital With Subordinated Debt
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Merger of equals · Insight · November 2018Seven B.C. Credit Unions Explore Forming a “Regional Amalgamation”
In this atmosphere of hyper-competition in the financial services industry, credit unions throughout North America are exploring the potential of strengthening their posi…