Remain independent
Analysis for credit union boards and CEOs: quarterly merger data, independence and succession decisions, and bank acquisitions.
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Remain independent · Insight · July 2025Credit Unions Must Evolve to Thrive
Any credit union using yesterday’s business practices to operate in today’s fast-paced business environment will struggle to survive into the future. The best-performing …
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Remain independent · Insight · December 2022Does Your Board Governance Provide a Framework for Addressing Mergers?
Most important decisions in life require a framework from which you can understand the full picture and gain insights regarding the pros and cons of the pathways that lay…
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Remain independent · Insight · March 2021Open Doors To Capital With Subordinated Debt
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Remain independent · Insight · June 2020Important Factors in Assessing a CU Merger
Credit union mergers have become increasingly more common. From the 23,000 credit unions that existed at their peak in 1969 to the 5,200 credit unions that existed as of …
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Remain independent · Insight · April 20205 Themes - Conversations With CU Leaders
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Remain independent · Insight · April 2020Is Now the Right Time for Your Credit Union to Consider a Strategic Merger?
One of the leading reasons credit unions engage in mergers is declining membership, according to a study conducted by the National Credit Union Administration (NCUA). It …
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Remain independent · Insight · March 2018Why Credit Unions Should Be Terrified!
New Research Results and Why Credit Union PERSONAs should be Terrified!
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Remain independent · Insight · September 2017Survive or Thrive? - The Question Credit Union Leadership Must Answer
In a perfect world, every business would be built to last forever, but that's simply not the way things go. Competition ebbs and flows, some industries flourish, some com…
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Remain independent · Insight · March 2017Can The Network Credit Union Model Help You Compete?
The National Credit Union Association has suggested in more than one article that small credit unions should at least consider the idea of a network merger in the context…
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Remain independent · Insight · January 2017The Squeeze On Small Credit Unions
There was a time when a quaint, small credit union could compete with the bigger organizations in town. In simpler times, things were a lot different; however, today's ul…