Insight
Analysis for credit union boards and CEOs: quarterly merger data, independence and succession decisions, and bank acquisitions.
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Scale · Insight · April 2016Growth Is Costing Small Credit Unions A Marketing Fortune
The year 2014 was historic for membership growth. For the first time in the history of the movement, credit unions surpassed the 100 million mark in total membership.
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Remain independent · Insight · March 2016Small Credit Unions Feeling Squeezed By Compliance Costs
In the world of financial services, modifications to regulatory governance can change rapidly. In fact, some would argue that each new day in the credit union business br…
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Member vote · Insight · March 2016
Guiding Credit Unions To Merger Success
More than 20 credit unions merge every month, and for good reason: they can achieve more together than they can alone. By joining forces, they grow their membership, redu…
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Right partner · Insight · February 20167 Teams For Your Credit Union Merger
The credit union merger process is relatively complex and needs careful management to ensure a successful outcome. Apart from the merger team that oversees the entire pro…
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Right partner · Insight · January 2016As an Acquiring Credit Union Who Should Be On Your Merger Team?
The process of merging credit unions must be carefully managed to ensure the combined credit union is financially stronger and that it benefits all members. It's essentia…
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Remain independent · Insight · December 2015Is the Compliance Burden Driving your Credit Union to Consider a Merger?
If you're a leader in your credit union, compliance is certainly not a new issue. The compliance burden of today's market is significant and costly; nor will it go away a…
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Remain independent · Insight · December 20157 Elements of a Strategic Growth Plan
Strategic organizational growth doesn't happen by accident, or without plenty of care and nurturing. This is especially true with credit unions, where members benefit fro…
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Scale · Insight · November 2015Gaining Competitive Advantage Through Mergers & Acquisitions
In the business world, mergers and acquisitions are often something feared by the masses. Credit unions, however, operate under a different umbrella where these activitie…
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Right partner · Insight · November 2015Merger Success Begins with Soft Side Due Diligence
Credit union mergers are beneficial not only for the acquiring institution, but also for the institution being acquired, and the members and employees of both. Unlike man…
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Scale · Insight · October 20153 Ways a Merger Can Help Your Credit Union Capture More Business
An economic research by the Federal Reserve Bank of San Francisco published in September, 2011 shows that in 1969, when there were 23,866 credit unions in the U.S.A., the…